Julian Sawyer is the European Managing Director for Gemini, the New York Regulated Crypto Exchange and digital asset Custodian. Prior to joining Gemini to lead the European operation, Julian was a co-founder and former COO of Starling Bank for over four years with was responsibility for running customer services, AML & Fraud, Payment Operations, HR and Supplier Management. He also held P&L responsibility for the B2B business – Starling Banking Services. Prior to Starling he worked as a management consultant at Accenture and EY and set-up and ran his own financial services consultancy, Bluerock, for 13 years before selling it. Julian is also an Honorary Senior Visiting Fellow at CASS University in the Faculty of Management. He is also an Advisor at Volt Bank Limited, the leading Australian Challenger Bank.